This is a question many people ask themselves prior to moving. If you’re undecided, remember, it’s always better to have insurance and not need it, than not have it and need it! Even for a local move. Professional moving companies will do their best to ensure nothing gets lost or damaged, but, on the rare occasion something does happen, or there’s a natural disaster, you’ll be glad you’re insured. So, when asking yourself “Do I need insurance when moving house?” question if any of your belongings are of value, either sentimentally or financially and if you want them protected.
How does insurance work when moving?
If you’ve hired a reputable moving company to transport your belongings, that company is obligated to provide you with information about the available options to obtain the right coverage for your move. If you’re doing a DIY (do it yourself) move, and hiring a rental truck, make sure to see and understand the available insurance options before signing any rental agreements.
What happens to house insurance when you move?
Some home insurance companies cover the contents of your home while they’re in transit between your old home and your new home. However, you will only be covered if using the services of a professional moving company. If your home insurance company does not cover items while in transit, you will therefore need to get additional moving insurance!
